With the crane industry projected to grow from $49.4 billion in 2025 to $70.4 billion by 2035, protecting your operations has never been more critical. We understand the unique risks facing crane operators, rental companies, and construction firms.
Stay compliant with 29 CFR 1926.1427 Subpart CC requirements and state-specific regulations across all 16 states with additional licensing requirements.
Specialized crane claims adjusters who understand equipment values, rigging complexities, and minimize downtime to keep your operations running.
Deep understanding of mobile cranes, tower cranes, crawler cranes, and specialized lifting operations across construction, industrial, and infrastructure projects.
High-limit umbrella coverage protecting against nuclear verdicts exceeding $10 million, with recent crane settlements reaching $860+ million.
Specialized insurance solutions designed for crane operators, rental companies, and construction firms
Comprehensive liability coverage protecting against property damage and bodily injury during crane operations.
Specialized coverage for property of others while "on the hook" during lifting operations.
Complete protection for your crane equipment against damage, theft, and total loss.
Expert tips and industry insights for crane operators and construction professionals
Insurance agents often misunderstand crane overload terminology, creating dangerous coverage gaps. Learn why a 40-ton crane can be overloaded with just 5,000 pounds and how to protect your operation.
Stay compliant with federal OSHA 29 CFR 1926.1427 Subpart CC requirements and navigate the complex landscape of state-specific crane regulations across all 50 states.
29 CFR 1926.1427 Subpart CC - Effective August 9, 2010
NCCCO, EICA, NCCER, OECP, or CIC certification required
Daily visual inspections by competent person required
Mandatory re-testing every 5 years to maintain certification
Wind, visibility, lightning, and temperature considerations
Comprehensive state licensing beyond federal requirements
Some additional requirements beyond federal standards
Municipal requirements vary
City-specific regulations
Hurricane considerations
OSHA requirements with minimal additional oversight
No workers' comp requirement
Federal OSHA standards
Municipality-specific
Texas Exception: Texas is the only state that doesn't require workers' compensation insurance. All other 49 states mandate workers' compensation coverage for crane operators and heavy equipment personnel. Coverage requirements, benefit levels, and experience modification factors vary significantly by state.
Our specialists understand the complex regulatory landscape across all 50 states and can ensure your coverage meets both federal OSHA requirements and state-specific regulations.
Get Compliance ReviewCommon questions about crane insurance coverage, requirements, and costs
Most crane operators need four core types of coverage:
Crane insurance costs vary based on several factors, but here are typical ranges:
Equipment Physical Damage: 1-3% of equipment value
Example: $20,000 annual premium for a $1 million crane at 2% rate
Other factors affecting cost:
While the core coverage types remain the same, different crane types have unique risk profiles:
Need auto liability for highway travel and higher liability limits for urban operations
Require weather-related coverage and specialized installation/dismantling protection
Need ground damage coverage and higher capacity liability for heavy lifting operations
Focus on facility damage and production interruption coverage
OSHA 29 CFR 1926.1427 Subpart CC requires:
Note: 16 states have additional licensing requirements beyond federal OSHA standards.
Riggers liability insurance is a specialized endorsement that covers property of others while it's "on the hook" during lifting operations.
Yes, you likely need it if you lift valuable equipment or materials belonging to others. Standard general liability policies exclude or limit coverage for property in your "care, custody, and control."
Yes, significantly. While federal OSHA provides the baseline, states have varying requirements:
Pennsylvania, Massachusetts, Washington
Additional state licensing and testing required
California, New York, Florida
Some municipal or environmental considerations
Most other states
OSHA compliance plus local permits
Special Note: Texas is the only state that doesn't require workers' compensation insurance.
Follow these steps immediately after an incident:
Secure the area, provide medical aid if needed, prevent further damage
Take photos, gather witness information, preserve evidence
Contact your insurance carrier within 24 hours, provide detailed incident report
Work with claims adjusters, provide requested documentation, avoid admitting fault
Our crane insurance specialists are here to help you understand your coverage options and ensure you're properly protected.
Protect your heavy crane operations with comprehensive insurance coverage tailored to your business needs.
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